To help prepare students for life after school, HJC is offering a financial management program. This program will help students better manage their financial obligations while attending HJC and after graduation. This is a free tool for all students. Any first time borrower at HJC will be is provided one of the financial management programs before they apply for a student loan at HJC. During the programs, students will develop a budget worksheet to help them determine their financial needs while in school and their earning potential upon graduation. These worksheets will be used during the one-on-one session with a financial aid counselor before the student applies for student loans.